Dental care is essential to maintaining a healthy lifestyle. But around 72 million Americans do not have access to dental insurance. Medicare often does not cover routine dental services, which can make it harder for older adults and people with disabilities to find affordable care.
If you are unsure whether your insurance covers dental services, call your insurance plan first. If you do not have dental coverage, Baltimore has clinics and programs that may offer low-cost care or help for uninsured residents.
For in-depth information about dental resources around Maryland, visit the Maryland Department of Health Office of Oral Health resources. If you have full Medicaid, the Maryland Healthy Smiles Dental Program provides dental coverage and can help you find participating dentists. 211 Maryland also lists free and low-cost dental clinics and dental help options.
Step-by-Step Guide to Receiving Dental Services
Step 1: Check your insurance or health coverage first.
If you have medical insurance or a health coverage plan, call your provider to ask whether dental coverage is included and which dentists or clinics are in network.
Certain Medicare Advantage plans may provide dental coverage. If you are not 100% sure you are covered, call your plan before scheduling care.
If you have full Medicaid, ask about dental coverage through the Maryland Healthy Smiles Dental Program.
Step 2: Look for a sliding-scale or low-fee dental clinic.
If you are not covered for dental services, look for sliding-scale or low-fee dental clinics. This information is specific for 2026, but clinics can change services, costs, and appointment availability.
Use HRSA’s Find a Health Center tool or 211 Maryland to look for nearby low-cost dental clinics.
After finding a clinic, check the Maryland Department of Health Oral Health Resource Guide or call the clinic directly to confirm eligibility, services, cost, and appointment availability.
Check out bmorebenefits.com for more guides on how to apply for government and community resources!
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